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What Should You Expect from a Foreclosure Settlement in Lake Charles, LA?

Mortgage settlement is not the same as mortgage foreclosure settlement! A simple mortgage settlement is where you get either your interest rate and/or your principal reduced by a government program. A mortgage foreclosure settlement is when you prove the bank’s fraud in court and you settle for a reduced payment, reduced interest rate, and/or a…Read More→

Top Questions To Ask Any Real Estate Agent in Lake Charles, LA Before Signing Anything

If you think buying a home is tough, try selling your own. Buying usually gives you due advantage during negotiations, but selling can be more challenging. In real estate, the seller usually takes the brunt of finding the right buyer and facilitating transfer of documents while obtaining a lucrative deal as planned. With much of…Read More→

How Do You Write a Letter of Explanation for a Mortgage Underwriter in Lake Charles, LA?

One of the most important parts of the loan origination process is mortgage underwriting. The process is completed by underwriters. The job title could be described by saying that the underwriter would review the credit history of the applicant and to make sure that the applicant meets all the terms and the conditions for the…Read More→

Can You Put a Down Payment for a House in Lake Charles, LA on a Credit Card?

In comparison to other sorts of traditional home loans, mortgages for people with bad credit have quite a few differences. Regardless of your credit score, you will find a way less complicated approval process for these kinds of home loans. With the benefit of such subprime home loans, you can actually purchase a house and…Read More→

Behind on Mortgage in Lake Charles, LA I Need Help

Because there have been so many mass layoffs, job losses, and decrease in hours and pay in the past year and a half, many people, especially Americans, are finding themselves struggling to make ends meet month to month. Many homeowners especially are finding that they are behind on mortgage payments or are in danger of…Read More→

Behind on Mortgage and I Need to Know How to Catch Here in Lake Charles, LA

When you bought your home, you were probably feeling confident that you could handle the monthly payment. In fact, you likely started off with a perfect record with the payments, right? Even if you did however, trouble may have struck not long after. If your mortgage arrears are piling up and you have no mortgage…Read More→

Who Can Put a Lien on Your House? My Property is in Lake Charles, LA

Many homeowners have found themselves in the position of owing money on a debt which they simply can not pay back, or have been sued by someone and failed to respond to the law suit. When this happens, the Plaintiff often will attempt to collect on their judgment by putting a lien on the homeowner’s…Read More→

What is a 30-Day Notice to Vacate? I’m Looking on Moving to Lake Charles, LA

Almost all landlords will eventually have to evict one of his tenants. To evict means to use legal methods to force a tenant to leave the landlord’s property if they will not do so voluntarily. There are many reasons a landlord may have to evict, including the tenant not paying rent or breaching his lease….Read More→